EliAI MRF
Medical Receivables Finance
Underwrite, perfect, service and realise receivables secured by liens against personal-injury and workers-compensation matters.
For — Funds that purchase medical receivables at a discount and collect from the settlement.
Why this one first.
A receivable here is a claim on a settlement that has not happened yet. Its value depends on whether the treatment was defensible, whether the lien is enforceable, how the carrier behaves and what the money is worth after twelve to thirty-six months of waiting — four questions, four disciplines, one number.
That is why MRF is the first edition rather than the easiest one. An architecture that can price this can price anything in finance that turns on evidence.
The whole lifecycle is on one spine: score the universe, read the file, value it, agree terms, perfect the security, fund, verify status continuously, re-mark on every event, negotiate the lien, collect, reconcile, report the trust, redeploy.